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Credit Cards can be useful things. They can help you out when you’re short of cash, earn you points and help you buy things online. They can also be your plastic ticket into financial hell if you’re not careful.
There is a saying that people can be divided into 3 categories: those that make things happen, those who watch things happen and those who wonder what the hell happened.
If you’ve found yourself in an unideal situation, or just wanting to get some space to breathe, check out my tips below, on how you too can get out of debt.